Debt Collection Costs

We offer an initial consultation of 30 minutes to discuss your debt recovery requirements. We charge £100 plus Vat for this service.

If you decide to proceed with a claim, we charge an hourly rate of £200 plus Vat. Every item of work undertaken is based on a time spent basis.

Scenario 1

Once you have instructed us to proceed, we will prepare a letter before action. This may involve the consideration of documents and meeting with you. If the debtor responds to the letter and agrees to pay the debt, we estimate that our costs will be between £450 plus Vat and £700 plus Vat.

Scenario 2

If there is no response to the letter or the debtor disputes the debt, it may be necessary to issue court proceedings. We will draft the required paperwork and then arrange to issue it. If the debtor agrees to pay the debt on receipt of the court papers, we will charge between £250 plus Vat and £350 plus Vat for the drafting and any disbursements.

Scenario 3

If the debtor fails to respond to the claim, we will ask the court to enter judgment against the debtor. We will charge between £50 plus Vat and £100 plus Vat. The costs of enforcing the judgment vary depending on the method used. We will provide you with a detailed estimate of the proposed fees and disbursements based on the chosen enforcement method.


In order to issue proceedings, a fee is payable to the court (no Vat is payable). This fee is based on the value of the claim. Fees can range from £35 to £455 for matters up to £10,000 in value. Fees with a value above £10,000 are calculated at 5% of the claim’s value. Details of all court fees may be found in form EX50 at If we are required to take steps to enforce a judgment, further Court fees will apply (these also appear in form EX50).

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